SAFER TRAVEL INSURANCE

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TRAWICK TRAVEL INTERNATIONAL INSURANCE – COVID-19 COVERED

The Company agrees to provide insurance, in exchange for payment of the required premium. Coverage is subject

to the terms and conditions described in the Policy. The Company and the Policyholder have agreed to all the terms

and conditions of the Policy.

The Company hereby insures all persons whose application has been accepted by Our administrator on behalf of the

Company, subject to all the exclusions, limitations and provisions set forth in this Policy. Coverage is afforded only

with respect to the Covered Person, the coverage, the amounts, and the limits specified in the Certificate issued to

the Covered Person, for which premium has been paid.

SCHEDULE OF BENEFITS

POLICY MAXIMUM BENEFITS – per person

MEDICAL MAXIMUM PER POLICY PERIOD -USD500.000

DEDUCTIBLE PER POLICY PERIOD

CO-INSURANCE PER POLICY PERIOD

100% up to Policy Maximum

MEDICAL EXPENSE BENEFIT

COVERED TREATMENT OR SERVICE

MAXIMUM BENEFIT

HOSPITAL ROOM AND BOARD EXPENSES

The average semi-private room rate

COVID-19 MEDICAL EXPENSES

Covered and treated as any other Sickness

ANCILLARY HOSPITAL EXPENSES

Covered

ICU ROOM AND BOARD CHARGES

3 times the average semi-private room rate

PHYSICIAN’S NON-SURGICAL VISITS

Covered

PHYSICIAN’S SURGICAL EXPENSES

Covered

ASSISTANT PHYSICIAN’S SURGICAL EXPENSES

Covered

ANESTHESIOLOGIST EXPENSE

Covered

OUTPATIENT MEDICAL EXPENSES

Covered

PHYSIOTHERAPY/PHYSICAL MEDICINE/ CHIROPRACTIC

EXPENSES

Limited to $50 per visit, one visit per day and 10 visits per

Policy Period

DENTAL TREATMENT FOR INJURY, FOR PAIN TO SOUND

NATURAL TEETH

$500 per Policy Period

X-RAY

Covered

PHYSICIANS VISITS

Covered

PRESCRIPTION DRUGS

Covered

EMERGENCY MEDICAL TREATMENT OF PREGNANCY

$2,500 per Policy Period

MENTAL OR NERVOUS DISORDER

$2,500 per Policy Period

ADDITIONAL MEDICAL TREATMENT AND SERVICES

COVERED TREATMENT OR SERVICE

MAXIMUM BENEFIT

UNEXPECTED RECURRENCE OF A PRE-EXISTING

CONDITION

$2,500 per Policy Period

TRANSPORTATION EXPENSES

COVERED TREATMENT OR SERVICE

MAXIMUM BENEFIT

AMBULANCE SERVICE BENEFITS

Covered

EMERGENCY MEDICAL EVACUATION*

100% up to $2,000,000

NATURAL DISASTERS, POLITICAL EVACUATION*

$25,000

EMERGENCY REUNION*

$15,000

RETURN OF MINOR CHILDREN OR GRAND-CHILDREN

OR TRAVELING COMPANION*

$5,000

REPATRIATION OF MORTAL REMAINS*

100% up to $1,000,000

ADDITONAL BENEFITS

COVERED TREATMENT OR SERVICE

MAXIMUM BENEFIT

HOSPTIAL CONFINEMENT*

$150 per night up to a maximum of 15 nights

ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)*

Insured

Spouse/Domestic Partner/Traveling Companion

Dependent Child

$25,000

$25,000

$10,000

HIJACKING AND AIR OR WATER PIRACY AD&D*

Covered

COMA BENEFIT*

$10,000

SEATBELT AND AIRBAG ACCIDENTAL DEATH AND

DISMEMBERMENT (AD&D) *

10% up to $50,000

FELONIOUS ASSAULT & VIOLENT CRIME AD&D *

$50,000

ADAPTIVE HOME AND VEHICLE*

$5,000

LOST BAGGAGE*

$1,000 per Policy Period

TRIP INTERRUPTION*

$7,500 per Policy Period

TRIP DELAY (including Accommodations and Lodging)

$2000 including accommodation ($150/day) (6 hours or more)

**TRAVEL ASSISTANCE

Included

Anda boleh melakukan tempahan melalui website atau dengan menekang butang Whatsapp.

 

IMPORTANT NOTE:

Al-Azhar Tour bukan ejen insurance, kami adalah pihak ketiga, proses claim dapat menghubungi ejen yang tertulis dalam ID Insurance selepas anda melakukan pembayaran.